Terms and Policies

E-Funding Company Terms of Service and Privacy Policy

Terms

By accessing the website at www.e-fundingcompany.com and all contents on the website, you are agreeing to be bound by these terms of service, all applicable laws, and regulations, and agree that you are responsible for compliance with any applicable local laws. E-Funding Company requires that you carefully read, understand and agree to the following Terms and Conditions contained in this Terms of Use Agreement ("Agreement"). By accessing, browsing or using this website or any page thereof, through any direct or indirect means (individually or collectively, "Websites" or "Website"), or by using the goods, facilities or services offered in or through the Websites through alternative methods (including, for example, telephone, mail, text, email or facsimile), you accept and agree to be bound by these Terms of Use (the terms "Website" and "Websites" include use through these alternative methods).  If you do not agree to these terms and conditions, you are not authorized to access or use the Websites and you are to cease accessing or otherwise using the Websites.

Use License

All materials on E-Funding Company's website are provided on an 'as is' basis. The materials appearing on E-Funding Company's website could include technical, typographical, or photographic errors. E-Funding Company does not warrant that any of the materials on its website are accurate, complete or current. E-Funding Company may make changes to the materials contained on its website at any time without notice.   E-Funding Company does not make any commitment to update the materials.

E-Funding Company makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties including, without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights.  E-Funding Company does not warrant or make any representations concerning the accuracy, likely results, or reliability of the use of the materials on its website or otherwise relating to such materials or on any sites linked to this site. 

Damages

E-Funding Company and or its affiliates or its suppliers will not be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use the materials on E-Funding Company's website, even if E-Funding Company or an E-Funding Company authorized representative has been notified orally or in writing of the possibility of such damage. Because some jurisdictions do not allow limitations on implied warranties, or limitations of liability for consequential or incidental damages, these limitations may not apply to you.

Testimonials

All testimonials are not paid.  All testimonials are given by our current and past clients we have worked with.

Links

E-Funding Company has not reviewed all of the sites linked to its website and is not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement by E-Funding Company of the site. Use of any such linked website is at the user's own risk.

Modifications

E-Funding Company operates the Websites and shall have the right at any time to change or discontinue any aspect or feature of the Websites and the right to modify the terms and conditions applicable to users of the Websites, including these Terms of Use, or any part hereof. Such changes, modification, additions or deletions shall be effective immediately upon posting on the Websites. Any use by you of the Websites or the good, facilities or services offered in or through the Websites shall be deemed to constitute acceptance of such changes. By accessing this Site you agree to be bound by these Terms of Use. The Site is intended for individuals who are at least 18 years of age and reside in the United State and the District of Columbia. If you are under 18 years of age or reside outside of the United States or the District of Columbia, you should not be visiting this Site or be utilizing E-Funding Company’s Services.

Governing Law

These terms and conditions are governed by and construed in accordance with the laws of Minnesota and you irrevocably submit to the exclusive jurisdiction of the courts in that State or location.

Return Policy

No returns accepted on all services.

 

Privacy Policy

Your privacy is important to us. Our policy is to respect your privacy regarding any information we may collect while operating our website. We take the confidentiality of your personal information very seriously and are committed to protecting your privacy.  Our Privacy Policy explains how we collect, use, disclose, and protect information that relates to our Service, and outlines your choices about the collection and use of the information you choose to provide.  Accordingly, we have developed this privacy policy in order for you to understand how we collect, use, communicate, disclose and otherwise make use of personal information. We have outlined our privacy policy below. We will collect personal information by lawful and fair means and, where appropriate, with the knowledge or consent of the individual concerned. Before or at the time of collecting personal information, we will identify the purposes for which information is being collected. We will collect and use personal information solely for fulfilling those purposes specified by us and for other ancillary purposes, unless we obtain the consent of the individual concerned or as required by law. Personal data should be relevant to the purposes for which it is to be used, and, to the extent necessary for those purposes, should be accurate, complete, and up-to-date. We will protect personal information by using reasonable security safeguards against loss or theft, as well as unauthorized access, disclosure, copying, use or modification. We will make readily available to customers information about our policies and practices relating to the management of personal information. We will only retain personal information for as long as necessary for the fulfilment of those purposes. We are committed to conducting our business in accordance with these principles in order to ensure that the confidentiality of personal information is protected and maintained. E-Funding Company may change this privacy policy from time to time at our sole discretion. By providing your phone numbers, email, and home address, you agree that E-Funding Company, its affiliates and agents may call you at these numbers, email and or mail you letters and or advertising. If this is a cell phone number, you agree that we may contact you using an automatic dialer, including pre-recorded messages and/or text messages, even if your cell phone provider may charge you for calls according to your current plan.

 

Loan Request Services

E-Funding Company offers commercial loan, credit card, personal loans, business loans, business credit building and start up business services.  You are providing express written consent for E-Funding Company and the selected Lending Partner to share this personally identifiable information for these purposes, litigation, regulatory request(s), law enforcement requests, internal analytics and/or for marketing purposes.

E-Funding Company is not a lender or a creditor. E-Funding Company does not make loans or credit decisions in connection with loans.  E-Funding Company does not endorse or recommend the products of any particular Lending Partner.   E-Funding Company is not an agent of either you or any Lending Partner.  E-Funding Company’s services are only administrative.  E-Funding Company does not pull a hard inquiry on your credit report.  You understand that a soft pull credit report will be provided by you (the client) to E-Funding Company.  You should rely on your own judgment in deciding which available loan product, terms or Lending Partner best suits your needs and financial means. The Lending Partner is solely responsible for its services to you, and you agree E-Funding Company shall not be liable for any damages or any costs of any type arising out of or in any way connected with your use of such services. You understand that Lending Partners may keep your loan request information and any other information provided by E-Funding Company or received by them in the processing of your loan request, whether or not you are qualified for a loan with them or if you make a loan with them. You understand and agree to notify any particular Lending Partner directly if you no longer want to receive communications from them.

The data and other information you may provide Funding Company is for an inquiry for a loan.  E-Funding Company does not guarantee acceptance into any particular loan program or specific loan terms or conditions with any Lending Partner.  Loan approval standards are established and maintained solely by individual Lending Partners. E-Funding Company does not guarantee that the loan terms or rates offered and made available by Lending Partners are the best terms or lowest rates available in the market. A Lending Partner's conditional loan offer may be subject to market conditions, approval and qualification. The loan, rates and fees actually provided by Lending Partners may be higher or lower depending on your complete credit profile, collateral/property considerations (if applicable) including but not limited to location, equity and value and income/asset consideration including but not limited to loan to value and debt to income ratios. Unless expressly stated in writing, nothing contained herein shall constitute an offer or promise for a loan commitment or interest rate lock-in agreement. Lending Partners may not offer all products as well as not offer products in all states.   All loans are subject to credit approval. Interest rates and loan fees vary and are based upon borrower and/or cosigner (where applicable), credit score and other underwriting criteria.   Approval and underwriting criteria standards are established and maintained solely by the individual Lending Partner(s) and not by E-Funding Company. You might not be matched with the Lending Partner making any specific offer.  Products and services may only be made to residents of states where Lending Partners are licensed or authorized to make such products or services available.   E-Funding Company and Lending Partners expressly reserve the right to discontinue, suspend or terminate the offering of any product or service in any specific state through the Websites at any time, without prior notice.        

By clicking on the “submit button” indicate an acceptance or agreement to terms, a continuance of processing or submission ("submission") you understand that you are consenting, acknowledging and agreeing to the stated terms and conditions of that submission and that you are submitting an inquiry as to a lending product through Funding Company to each of the Lending Partners to whom your loan request is transmitted. You are also indicating that you are consenting, acknowledging and agreeing to receive important notices, disclosures and other communications ("Disclosures and Communications") in electronic form (either by email or via the Internet) as provided for in the Consent for Electronic Signatures, Records and Disclosures from E-Funding Company and its Lending Partners. You understand that you will need, and have access to an email address, Internet access and PDF software to review the Disclosures and Communications.  By proceeding, you are providing express “written” consent authorizing E-Funding Company and affiliates, Lending Partners (as defined in our Terms of Use) and providers to contact you via telephone, mobile device and/or email, even if your telephone number is currently listed on any internal, corporate, state, federal or national Do-Not-Call (DNC) list.   You are extending an express invitation to each Lending Partner you have been matched with to contact you by telephone at the numbers (whether landline or cellular) you have provided so they may assist you with your transaction, and you hereby consent to any such calls even if your phone number is on any Do Not Call list, or by email at the email address you provided or at another address that may be associated with you and you hereby consent to any such email so it will not be considered spam or unauthorized by any local, state or federal law or regulation. By submitting your information, you give E-Funding Company permission to retain all information provided. For any service, you represent that all of the information you have provided in your submission and loan request is true and complete. You have the right to receive any document in non-electronic form and to withdraw your consent to electronic delivery at any time by emailing E-Funding Company at This email address is being protected from spambots. You need JavaScript enabled to view it..

Fees

All loans fees are determined by loan, rates and your complete credit profile, collateral/property considerations (if applicable) including but not limited to location, equity and value and income/asset consideration including but not limited to loan to value and debt to income ratios.  All fees are not collected from you (the client) until the loan funds.  There are no upfront fees on all loans except for appraisal if needed and or due diligence fees as require by the Lender.  There are fees if you purchase a service such as business credit building, website design or startup cost for new company. 


Newsletter

E-Funding Company

3101 Old Highway 8, Ste 201
Roseville, MN 55113

Phone: 1-888-999-1493

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Copyright 2018 | Terms & Policies

Website By: Rival.Marketing 

*Disclaimer: E-Funding Company, is not a Certified Financial Advisor, U. S. Securities Dealer, Stock Broker or Investment Adviser. We are a business consultant and acting in the capacity of a financial intermediary who provides advice to private individuals on or about business matters. Please understand that the contemplated transaction(s) is strictly private and in no way relates to the United States securities act of 1933 (THE”ACT”) and does not involve the sale of registered securities. These transaction(s) are private and exempt from the act."